Personal Finance: Credit

Learn about card types and terms of use to avoid credit and debit card trouble.

Learn about your rights and how to avoid scams.

Your credit affects more than your ability to get a loan. It can impact renting a car or apartment or even getting a job. Learn more here, with tips for improving your score.

Learn what to do and how to limit your losses if your financial cards are lost or stolen.

Search or browse the FAQs from the Consumer Financial Protection Bureau for answers to your credit reports and scores questions.

Access free credit reports once annually from each nationwide consumer credit reporting company: Equifax, Experian and TransUnion.

Many sites claim to offer free credit reports, but they often have hidden fees or charge after a free trial. This site breaks it down.

FICO scores, a measure of credit risk, are used by lenders to determine interest rates and whether to give you a loan. Use this site to estimate your score. You must pay to learn your actual score.

Learn about your credit score, why it's important, and how a good credit score can save you money.